Launching Kenya’s First ESG‑Driven Risk Partner for SACCOs, MFIs, Banks & SMEs.
At Gaia Risk Management, we’re on a mission to help you embed sustainability and resilience, right from day one.
Who We Help
SACCOs
Practical ESG and risk frameworks so your members see real value—and you stay ahead of SASRA’s coming guidelines.
MFIs
Tailored risk‑assessment tools to protect your loan book and open doors to green funding.
Banks
Governance & ESG integration that institutionalizes compliance, builds depositor confidence, and attracts social‑impact investors.
SMEs
Lean, cost‑effective ESG solutions that cut operating costs, boost brand credibility, and unlock new markets.
How We Help You
Gap Assessment
Get a clear, scored snapshot of where you stand plus a roadmap for what to fix first.
Risk Management Integration
Embed ESG risks into your existing risk register, so nothing slips through the cracks.
Capacity Building & Training
Equip your board, credit officers, and operations teams with ESG know‑how; no jargon, just practical tools.
Strategic Roadmapping
A bespoke 90‑day action plan, complete with owners, timelines, and success metrics to kick‑start your sustainability journey.
Environmental, Social, and Governance (ESG)
At Gaia Risk Management, we believe ESG is more than a checklist; it is a strategic lens that helps businesses unlock performance, resilience, and long-term value.Our ESG approach is designed to help you manage risk, attract investment, and align with evolving local and global standards all while staying true to your mission.
Environmental
We evaluate how your operations impact the earth and how climate and resource risks may impact your bottom line. From carbon footprint to energy use and environmental compliance, we help you adapt and thrive in a resource-sensitive economy
Social
We analyze how your business engages with employees, customers, suppliers, and communities. This includes labor practices, diversity, health and safety, and your broader social license to operate because strong relationships build lasting success.
Governance
We assess the structures, systems, and policies that guide your decision-making. Transparent leadership, ethical practices, and regulatory compliance aren’t just good governance, they’re good business.
Insurance
At Gaia Risk Management, we partner with top insurers in Kenya to deliver tailored corporate insurance solutions from general risk coverage to life and employee-focused protection. We go beyond brokering: we provide independent insurance consulting to help you assess your risk exposure and choose the most effective and cost-efficient cover for your business
General Insurance
Secure your organization’s assets, people, and operations with comprehensive cover options:
Motor Insurance: Protection for private and commercial vehicles, fleet policies, and group transport risk—ensuring business continuity in transit.
Business Insurance: Comprehensive plans covering fire, burglary, liability, medical, professional indemnity, and more. We also consult on credit risk, trade credit, aviation, and fidelity guarantees—advising on optimal structures for complex or emerging risks..
Pension and Retirement Plans: Drive employee retention and workplace satisfaction through structured retirement and pension solutions that align with your team’s needs and your strategic HR goals
Life Insurance
We offer short-term and long-term life cover for your team, giving your employees and their families the security and peace of mind they deserve.
Why Choose Gaia
Founder‑led with experience in Kenyan banking & Insurance.
Startup‑speed agility; no layered bureaucracy.
Deep local expertise in SASRA, CBK, and Kenya Data Protection Act.
Quick‑win cost savings (energy, waste, resource).
First‑mover advantage on emerging ESG regulation.
Meet the Team

Winnie Angaya
Co-Founder and Director
“I founded Gaia to merge my passion for quantitative risk, green innovation, and pragmatic entrepreneurship so Kenyan institutions can build resilience and seize new green‑finance opportunities from Day One.”

David Shugars
Co-Founder
David Shugars is a philanthropist and community organizer with a lifelong passion for business development.
Future-Proofing Your Business, Together
Free ESG Readiness Chat
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